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DISCLAIMER Annual percentage rates (APRs) through AMERICAS FIRST FINANCIAL range from 5.99% to 29.99% APR for first-time borrowers, with the lowest rates offered to the most creditworthy borrowers. Minimum loan amount is $5,000.00. Maximum loan amount is $100,000.00. Eligibility is not guaranteed, and requires that you meet credit and other conditions including: (a) your continuing to meet the criteria for this prescreened offer; (b) your credit report, application and credit history meet our pre-established credit criteria; (c) your monthly debt-to-income ratio (i.e… total monthly debt payments divided by monthly gross income) cannot exceed 50%; and (d) you have been employed for at least one (1) year. AMERICAS FIRST FINANCIAL does not discriminate on the basis of race, color, religion, sex, marital status, national origin or ancestry.